Discover the coverage you need to protect your lifestyle and recover from a serious illness or condition
At Timeless Financial we know that facing a critical illness can be one of the most difficult challenges in life. In times of emotional stress it can be quite overwhelming to make decisions about your care while attempting to remain financially stable and meet your family’s day-to-day needs. We work with the best providers in the field to bring you critical illness insurance that is designed to help you when you need it most.
Critical illness insurance is a living benefit; it has only been on the market since the 1980s and isn't as widely known. Upon diagnosis of a life-threatening critical illness (ex: cancer, heart attack, stroke etc) and what is usually a 30 day waiting period, the lump sum insurance amount is paid out. This can be used at the insured's discretion to pay medical expenses, mortgage payments, or even a vacation to promote healing.
Manulife's Lifecheque Basic Critical Illness Insurance offers:
- Coverage for 5 major illnesses including cancer, heart disease, stroke,
- Lump sum payments of $25,000, $50,000 or $75,000 with a Return of Premium option.
- Coverage for applicants between the ages of 18 and 75.
Click here for more information on Lifecheque Basic Critical Illness insurance and to quote and apply on-line.
While leading a healthy lifestyle is the best course of action to decrease health risks, such as serious illness such as cancer, stroke or heart disease – the sad reality is that no one can be fully protected. Did you know that:
Critical illness insurance is the best way to reduce your financial burden and maintain your independence in the event of a critical illness or unforeseen health expenses. We go beyond financial assistance and bring our clients more than lump-sum payments – our plans also provide valuable assistance services to help you and your family cope with a critical illness, including:
Live all of your life.....your way.
The cost of long-term care is on the rise as Canadians age. Often, an unexpected or even gradual need for more support is a significant drain on retirement savings. Long-term care insurance can ensure that care is affordable without burdening family members. This helps you preserve your savings, investments and choice about the type of care you receive. It lets you live all of your life your way.
Long-term care insurance offers an income-style benefit that you can use to provide for yourself and your family in the event of an accident, illness or deteriorated mental abilities due to aging. We present you with the opportunity to make an informed choice in protecting your savings and income.
Provide a line of financial credit in the event of an illness, accident or injury that renders you if you are unable to work. Temporary or permanent disability means you lose not only your primary source of income, but also face medical bills that quickly start to add up. Here is where Disability insurance can help -as a source of income; it replaces your salary or other earnings
Timeless Financial works with leading providers with diverse and competitive disability portfolios that include products for full-time, part-time, home-based workers, business owners and professionals of all areas.
