Investment management requires putting together a diversified investment portfolio and retirement planning strategy. It involves understanding your retirement goals and needs so that you have a reliable, tax-efficient income stream that takes into consideration your time horizon and ensures that you are invested in a risk appropriate manner.

Through strategic partnerships with Canada’s leading insurance providers, we address clients’ immediate need for financial protection and help small business owners plan for the future. Our aim is to deliver a fast and simple insurance experience with the minimum of effort on your part so you have full peace of mind that your personal assets are protected even in the event of financial or legal difficulties.

Accounts:

Making use of tax-sheltered accounts can significantly increase your long-term returns.

RRSP (Registered Retirement Savings Plan): 

Save now, tax-free and get a tax deduction. Pay taxes later at a lower tax bracket.

TFSA (Tax-Free Savings Account): 

Save now, tax free but no tax deduction. No taxes payable later.

RESP (Registered Education Savings Plan):

Tax savings that benefit the whole family

Non-registered accounts: 

Further savings may be held outside of any registered plan. These plans are subject to taxation on interest, dividends, and capital gains at differing rates, so proper strategies must be used to minimize the effect of taxation on your investment returns.